Other Financing Business · Fiscal year end Mar 31

Shinkin Central Bank

8421

信金中央金庫

FIGI BBG000N077C78421.T8421 JPCorp. no. 3010005002392

Latest half-year results

First half · fiscal year to 2026-03 · filed 2025-11-27

For the first half of the fiscal year to 2026-03: Revenue ¥312.6 billion (+42.3% YoY), Ordinary income ¥30.3 billion (+3.0% YoY), Net income ¥21.9 billion (+3.3% YoY).

	This period	Year on year
Revenue	¥312.6bn	+42.3%
Ordinary profit	¥30.3bn	+3.0%
Net profit to owners	¥21.9bn	+3.3%

From the securities report on EDINET, which states no forecast. History via /v1/companies/8421/earnings-releases.

Financials

Japan GAAP · consolidated · fiscal year to 2026-03-31

Revenue: ¥662.6bn
Net income: ¥43.0bn
ROE: 2.8%
Equity ratio: 3.4%
Dividend / share: ¥3,000
Employees: 1,849

Revenue · ¥bn

Net income · ¥bn

Fiscal year	Revenue	Net income	Total assets	Net assets	ROE	EPS	Operating CF
2026-03-31	¥0.7tn	¥0.0tn	¥46.9tn	¥1.6tn	2.8%	¥4,694.61	−¥5.3tn
2025-03-31	¥0.5tn	¥0.0tn	¥48.2tn	¥1.5tn	2.8%	¥4,630.7	¥0.4tn
2024-03-31	¥0.4tn	¥0.0tn	¥47.6tn	¥1.6tn	2.2%	¥4,464.33	¥3.1tn
2023-03-31	¥0.4tn	¥0.0tn	¥46.1tn	¥1.3tn	1.8%	¥3,592.19	−¥0.2tn
2022-03-31	¥0.2tn	¥0.0tn	¥43.9tn	¥1.6tn	2.2%	¥5,041.19	¥0.3tn

Indicators

Computed by us from filings · fiscal year to 2026-03-31

Metric	Value	Percentile among listed companies
ROE, %	2.75	13.9
Ordinary margin	0.0847	59.7
Equity ratio, %	3.4	1
Revenue growth	0.3731	95.7
Net income growth	0.0131	37
Operating cash flow / assets	-0.1124	4.4

Policy-uncertainty measure1.72 Share of the report's text discussing policy-related uncertainty, by policy area. Proprietary text method.

Regulation 1 Politics & geopolitics 4

Ownership activity 0 filer(s) stated they may make proposals in 365 days; 0 new 5% holder(s) in 180 days; net stake change 0.00pt in 90 days; 0.0% held by other listed companies.

Results wording balance: +0.60. Proprietary text method; it describes the wording only and does not interpret context.

Via /v1/companies/8421/indicators. Descriptive figures, not a rating and not investment advice.

From other filings

As the company states them

Internal control, 2026-06-23: see filing 上記の評価の結果、当事業年度末日時点において、本中金グループの財務報告に係る内部統制は有効であると判断いたしました。 Filing

Segments, votes and tender offers

Stated in EDINET filings

Segments: Business of Shinkin Central Bank, Other. /v1/companies/8421/segments

Cross-shareholdings

From the annual report's status of shareholdings

Listed strategic holdings: 20 issues
Book value: ¥81.2bn
Sold in the year: ¥125m 2 issues
Bought in the year: — — issues
Mutual, both reports: 0
Held by listed cos.: 1

Holds	Book value	Shares vs. prior year	Mutual
Central Japan Railway Company 9022	¥40.8bn	0.0%	stated
Sumitomo Mitsui Financial Group, Inc. 8316	¥6.4bn	0.0%	no
AEON Co.,Ltd. 8267	¥5.7bn	+200.0%	no
East Japan Railway Company 9020	¥5.4bn	0.0%	no
Mizuho Financial Group, Inc. 8411	¥4.3bn	0.0%	no
サッポロホールディングス株式会社	¥3.8bn	+400.0%	stated
Electric Power Development Co., Ltd. 9513	¥3.4bn	0.0%	no
Keisei Electric Railway Co.,Ltd. 9009	¥3.3bn	0.0%	no
第一生命ホールディングス株式会社	¥1.6bn	+300.0%	no
Keikyu Corporation 9006	¥1.1bn	0.0%	no

Held by: SAPPORO BREWERIES LIMITED 2501

Purposes, all holdings and mutual flags via /v1/companies/8421/cross-holdings. Share changes include stock splits.

Major shareholders

As of fiscal year end 2026-03-31

Shareholder	Shares	Ratio
京都中央信用金庫	201,817	2.52%
城北信用金庫	154,655	1.93%
尼崎信用金庫	149,433	1.87%
多摩信用金庫	146,358	1.83%
浜松いわた信用金庫	146,079	1.82%
埼玉縣信用金庫	138,720	1.73%
京都信用金庫	135,061	1.69%
大阪シティ信用金庫	132,695	1.66%
岡崎信用金庫	129,388	1.62%
岐阜信用金庫	128,881	1.61%

Get this as JSON

GET /v1/companies/8421
GET /v1/companies/8421/financials
GET /v1/companies/8421/details
GET /v1/companies/8421/segments
GET /v1/companies/8421/voting
GET /v1/companies/8421/tender-offers
GET /v1/companies/8421/indicators
GET /v1/companies/8421/earnings-releases
GET /v1/events?ticker=8421
GET /v1/companies/8421/trades         
GET /v1/companies/8421/cross-holdings 
GET /v1/companies/8421/brief

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