MS&AD Insurance Group Holdings, Inc.
8725ＭＳ＆ＡＤインシュアランスグループホールディングス株式会社
Latest half-year results
First half · fiscal year to 2026-03 · filed 2025-11-19For the first half of the fiscal year to 2026-03: Revenue ¥4.11 trillion (+19.3% YoY), Ordinary income ¥653.4 billion (+3.6% YoY), Net income ¥491.7 billion (+7.1% YoY).
| This period | Year on year | |
|---|---|---|
| Revenue | ¥4.1tn | +19.3% |
| Ordinary profit | ¥653.4bn | +3.6% |
| Net profit to owners | ¥491.7bn | +7.1% |
From the securities report on EDINET, which states no forecast. History via /v1/companies/8725/earnings-releases.
Financials
IFRS · consolidated · fiscal year to 2026-03-31- Revenue
- ¥7.7tn
- Net income
- ¥510.6bn
- ROE
- 8.7%
- Equity ratio
- 21.7%
- Dividend / share
- ¥160
- Employees
- 46,856
| Fiscal year | Revenue | Net income | Total assets | Net assets | ROE | EPS | Operating CF |
|---|---|---|---|---|---|---|---|
| 2026-03-31 | ¥7.7tn | ¥0.5tn | ¥29.6tn | ¥4.8tn | 8.7% | ¥342.98 | ¥0.8tn |
| 2025-03-31 | ¥6.7tn | ¥0.3tn | ¥26.8tn | ¥4.1tn | 5.3% | ¥193.36 | ¥0.7tn |
| 2024-03-31 | ¥6.6tn | ¥0.4tn | ¥28.1tn | ¥4.5tn | 9.8% | ¥231.83 | ¥0.5tn |
| 2023-03-31 | ¥5.3tn | ¥0.2tn | ¥24.3tn | ¥3.1tn | 6.6% | ¥130.54 | ¥0.2tn |
| 2022-03-31 | ¥5.1tn | ¥0.3tn | ¥25.0tn | ¥3.3tn | 8.3% | ¥158.17 | ¥0.2tn |
Indicators
Computed by us from filings · fiscal year to 2026-03-31| Metric | Value | Percentile among listed companies |
|---|---|---|
| ROE, % | 8.65 | 50.2 |
| Ordinary margin | 0.1464 | 82 |
| Equity ratio, % | 21.69 | 8.1 |
| Revenue growth | 0.149 | 79.8 |
| Net income growth | 0.701 | 80.3 |
| Operating cash flow / assets | 0.0258 | 26 |
Results wording balance: +0.73. Proprietary text method; it describes the wording only and does not interpret context.
Via /v1/companies/8725/indicators. Descriptive figures, not a rating and not investment advice.
From other filings
As the company states them/v1/companies/8725/buybacksSegments, votes and tender offers
Stated in EDINET filings/v1/companies/8725/segments/v1/companies/8725/tender-offersOwnership changes
All companies →- 2026-07-07
Capital Research and Management Company disclosed a 5.07% stake in MS&AD Insurance Group Holdings, Inc. (8725), crossing the 5% reporting threshold.
- 2026-05-22
Nippon Life Insurance Company reduced holdings in MS&AD Insurance Group Holdings, Inc. (8725) to 7.51% from 7.62%.
- 2025-12-22
Nippon Life Insurance Company raised holdings in MS&AD Insurance Group Holdings, Inc. (8725) to 7.62% from 7.61%.
- 2025-12-05
Nippon Life Insurance Company raised holdings in MS&AD Insurance Group Holdings, Inc. (8725) to 7.61% from 6.97%.
- 2025-10-30
TOYOTA MOTOR CORPORATION cut holdings in MS&AD Insurance Group Holdings, Inc. (8725) to 4.38% from 6.56%, below the 5% threshold.
- 2025-09-05
Nippon Life Insurance Company reduced holdings in MS&AD Insurance Group Holdings, Inc. (8725) to 6.97% from 7.09%.
- 2024-09-20
TOYOTA MOTOR CORPORATION reduced holdings in MS&AD Insurance Group Holdings, Inc. (8725) to 6.56% from 9.81%.
- 2024-08-30
TOYOTA MOTOR CORPORATION raised holdings in MS&AD Insurance Group Holdings, Inc. (8725) to 9.81% from 8.31%.
- 2024-02-22
Nippon Life Insurance Company raised holdings in MS&AD Insurance Group Holdings, Inc. (8725) to 7.09% from 6.98%.
- 2023-12-22
Nippon Life Insurance Company raised holdings in MS&AD Insurance Group Holdings, Inc. (8725) to 6.98% from 6.47%.
Trades by 5% holders
From the 60-day trade tables in 5% reports| Holder | Period | Net shares | Net % of shares | Avg. filed price | Range |
|---|---|---|---|---|---|
| トヨタ自動車株式会社 | 2024-09-18 – 2025-10-24 | -75,960,900 | −4.72pt | ¥3,292.08 | ¥3,279–3,298 |
Net shares and the average are our calculations. Prices are filed prices as stated by the filer, mostly for off-market trades; they are not market prices. Stock lending, custody transfers and option exercises are excluded from net shares. Every row via /v1/companies/8725/trades.
5% filings
Large shareholding reports on 8725| Filed | Filer | Stake | Change | Stated purpose |
|---|---|---|---|---|
| 2026-07-07 | Capital Research and Management Company | 5.07% | — | pure investment |
| 2026-05-22 | Nippon Life Insurance Company | 7.51% | −0.11pt | pure investment strategic holding |
| 2025-12-22 | Nippon Life Insurance Company | 7.62% | +0.01pt | pure investment strategic holding |
| 2025-12-05 | Nippon Life Insurance Company | 7.61% | +0.64pt | pure investment strategic holding |
| 2025-10-30 | TOYOTA MOTOR CORPORATION | 4.38% | −2.18pt | strategic holding |
| 2025-09-05 | Nippon Life Insurance Company | 6.97% | −0.12pt | pure investment strategic holding |
| 2024-09-20 | TOYOTA MOTOR CORPORATION | 6.56% | −3.25pt | strategic holding |
| 2024-08-30 | TOYOTA MOTOR CORPORATION | 9.81% | +1.50pt | strategic holding |
| 2024-02-22 | Nippon Life Insurance Company | 7.09% | +0.11pt | pure investment strategic holding |
| 2023-12-22 | Nippon Life Insurance Company | 6.98% | +0.51pt | pure investment strategic holding |
Cross-shareholdings
From the annual report's status of shareholdings- Listed strategic holdings
- 1 issues
- Book value
- ¥207.4bn
- Sold in the year
- — — issues
- Bought in the year
- — — issues
- Mutual, both reports
- 85
- Held by listed cos.
- 157
| Holds | Book value | Shares vs. prior year | Mutual |
|---|---|---|---|
| W. R. Berkley Corporation | ¥622.9bn | — | no |
| TOYOTA MOTOR CORPORATION 7203 | ¥484.2bn | -25.0% | both reports |
| Standard Life plc | ¥207.4bn | 0.0% | no |
| ITOCHU Corporation 8001 | ¥154.9bn | +400.0% | no |
| ITOCHU Corporation 8001 | ¥141.0bn | +338.6% | no |
| Shin-Etsu Chemical Co., Ltd. 4063 | ¥93.0bn | -6.3% | both reports |
| TOYOTA TSUSHO CORPORATION 8015 | ¥53.6bn | 0.0% | no |
| TOYOTA TSUSHO CORPORATION 8015 | ¥51.1bn | 0.0% | no |
| Seven & i Holdings Co., Ltd. 3382 | ¥49.4bn | 0.0% | both reports |
| MITSUI & CO., LTD. 8031 | ¥47.7bn | 0.0% | both reports |
Held by: TOYOTA MOTOR CORPORATION 7203, The Sumitomo Warehouse Co.,Ltd. 9303, SUMITOMO CORPORATION 8053, Shin-Etsu Chemical Co., Ltd. 4063, MITSUI-SOKO HOLDINGS Co., Ltd. 9302, NIPPN CORPORATION 2001, MITSUI & CO., LTD. 8031, Sumitomo Bakelite Company Limited 4203, TOPPAN Holdings Inc. 7911, Central Japan Railway Company 9022, SUMITOMO HEAVY INDUSTRIES,LTD. 6302, Sumitomo Electric Industries, Ltd. 5802 and 147 more
Purposes, all holdings and mutual flags via /v1/companies/8725/cross-holdings. Share changes include stock splits.
Major shareholders
As of fiscal year end 2026-03-31| Shareholder | Shares | Ratio |
|---|---|---|
| 日本マスタートラスト信託銀行株式会社（信託口）（うち、投資信託99,823千株、年金信託4,051千株、その他93,838千株） | 197,713,000 | 13.59% |
| 日本生命保険相互会社 | 108,975,000 | 7.49% |
| 株式会社日本カストディ銀行（信託口）（うち、投資信託49,647千株、年金信託4,706千株、その他20,729千株） | 75,083,000 | 5.16% |
| トヨタ自動車株式会社 | 70,371,000 | 4.84% |
| THE CHASE MANHATTAN BANK, N.A. LONDONSECS LENDING OMNIBUS ACCOUNT | 40,994,000 | 2.82% |
| JP MORGAN CHASE BANK 380055 | 33,488,000 | 2.30% |
| STATE STREET BANK AND TRUST COMPANY 505001 | 31,396,000 | 2.16% |
| JP MORGAN CHASE BANK 380081 | 23,254,000 | 1.60% |
| THE BANK OF NEW YORK MELLON 140042 | 22,764,000 | 1.57% |
| 住友生命保険相互会社 | 18,887,000 | 1.30% |
U.S. funds holding 8725
SEC Form N-PORT, reports to 2026-07-31341 U.S. funds held 256,606,715 shares worth $7.49bn.
| Fund | Shares | Value | % of fund | As of |
|---|---|---|---|---|
| Income Fund of America Income Fund of America | 42,286,900 | $1.31bn | 0.883% | 2026-07-31 |
| First Eagle Global Fund First Eagle Funds | 23,189,560 | $713.9m | 0.940% | 2026-07-31 |
| VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND VANGUARD STAR FUNDS | 17,664,330 | $543.8m | 0.084% | 2026-07-31 |
| VANGUARD INTERNATIONAL GROWTH FUND VANGUARD WORLD FUND | 13,586,400 | $363.6m | 0.818% | 2026-05-31 |
| VANGUARD DEVELOPED MARKETS INDEX FUND VANGUARD TAX-MANAGED FUNDS | 11,731,892 | $304.1m | 0.096% | 2026-06-30 |
Up to 25 funds per stock via the API.
Get this as JSON
GET /v1/companies/8725
GET /v1/companies/8725/financials
GET /v1/companies/8725/details
GET /v1/companies/8725/segments
GET /v1/companies/8725/voting
GET /v1/companies/8725/tender-offers
GET /v1/companies/8725/indicators
GET /v1/companies/8725/earnings-releases
GET /v1/events?ticker=8725
GET /v1/companies/8725/trades
GET /v1/companies/8725/cross-holdings
GET /v1/companies/8725/brief