JapanStake
Banks · Fiscal year end Mar 31

THE HOWA BANK,LTD.

8559

株式会社豊和銀行

FIGI BBG000BMTM628559.T8559 JPCorp. no. 3320001002530

Latest half-year results

First half · fiscal year to 2026-03 · filed 2025-11-19

For the first half of the fiscal year to 2026-03: Revenue ¥5.8 billion (+6.6% YoY), Ordinary income ¥0.6 billion (-36.4% YoY), Net income ¥0.4 billion (-54.1% YoY).

This periodYear on year
Revenue¥5.8bn+6.6%
Ordinary profit¥639m-36.4%
Net profit to owners¥408m-54.1%

From the securities report on EDINET, which states no forecast. History via /v1/companies/8559/earnings-releases.

Financials

Japan GAAP · non-consolidated · fiscal year to 2026-03-31
Revenue
¥12.0bn
Net income
¥819m
ROE
2.6%
Equity ratio
4.7%
Dividend / share
¥10
Employees
509
Revenue · ¥bn
FY2022: ¥9.6bn 9.65 FY2022FY2023: ¥9.9bn 9.89 FY2023FY2024: ¥10.5bn 10.5 FY2024FY2025: ¥10.4bn 10.4 FY2025FY2026: ¥12.0bn 12 FY2026
Net income · ¥bn
FY2022: ¥0.8bn 0.85 FY2022FY2023: ¥1.3bn 1.3 FY2023FY2024: ¥0.9bn 0.88 FY2024FY2025: ¥1.0bn 1.04 FY2025FY2026: ¥0.8bn 0.82 FY2026
Fiscal yearRevenueNet incomeTotal assetsNet assetsROEEPSOperating CF
2026-03-31¥12.0bn¥0.8bn¥596.1bn¥27.8bn2.6%¥69.27−¥5.8bn
2025-03-31¥10.4bn¥1.0bn¥599.5bn¥34.1bn2.9%¥106.74−¥19.8bn
2024-03-31¥10.5bn¥0.9bn¥620.8bn¥37.2bn2.5%¥83.88−¥5.7bn
2023-03-31¥9.9bn¥1.3bn¥619.7bn¥32.2bn4.1%¥159.62−¥24.8bn
2022-03-31¥9.6bn¥0.8bn¥642.9bn¥32.0bn2.6%¥82.73¥13.2bn

Indicators

Computed by us from filings · fiscal year to 2026-03-31
MetricValuePercentile among listed companies
ROE, %2.6413.3
Ordinary margin0.100268.2
Equity ratio, %4.661.8
Revenue growth0.160181.7
Net income growth-0.210222.4
Operating cash flow / assets-0.009713.8
Policy-uncertainty measure1.91 Share of the report's text discussing policy-related uncertainty, by policy area. Proprietary text method.
Trade & tariffs 2 Monetary 2 Politics & geopolitics 3
Ownership activity 0 filer(s) stated they may make proposals in 365 days; 1 new 5% holder(s) in 180 days; net stake change 0.00pt in 90 days; 11.7% held by other listed companies.

Results wording balance: -1.00. Proprietary text method; it describes the wording only and does not interpret context.

Via /v1/companies/8559/indicators. Descriptive figures, not a rating and not investment advice.

From other filings

As the company states them
Internal control, 2026-06-19: see filing 上記の評価の結果、当事業年度末日時点において、当行の財務報告に係る内部統制は有効であると判断しております。 Filing

Segments, votes and tender offers

Stated in EDINET filings
Latest voting result: 2026-06-26 · 剰余金の処分の件 · passed. /v1/companies/8559/voting

Ownership changes

All companies →

Trades by 5% holders

From the 60-day trade tables in 5% reports
HolderPeriodNet sharesNet % of sharesAvg. filed priceRange
預金保険機構2024-08-19 – 2025-09-12-330,800−2.86pt——
株式会社 整理回収機構2025-08-01 – 2025-08-01-700,000−6.06pt¥10,059.92¥10,060–10,060

Net shares and the average are our calculations. Prices are filed prices as stated by the filer, mostly for off-market trades; they are not market prices. Stock lending, custody transfers and option exercises are excluded from net shares. Every row via /v1/companies/8559/trades.

5% filings

Large shareholding reports on 8559
FiledFilerStakeChangeStated purpose
2026-08-06SBI SECURITIES Co., Ltd.5.29%——
2025-09-18The Resolution and Collection Corporation7.80%−2.86pt—
2025-08-05The Resolution and Collection Corporation10.66%−6.42pt—
2024-08-27The Resolution and Collection Corporation15.69%−1.39pt—
2024-08-23The Resolution and Collection Corporation15.69%−1.39pt—
2023-01-11The Resolution and Collection Corporation17.08%−5.86pt—

Cross-shareholdings

From the annual report's status of shareholdings
Listed strategic holdings
10 issues
Book value
¥3.1bn
Sold in the year
¥137m 3 issues
Bought in the year
— — issues
Mutual, both reports
8
Held by listed cos.
14
HoldsBook valueShares vs. prior yearMutual
Fukuoka Financial Group, Inc. 8354¥1,074m0.0%stated
Nishi-Nippon Financial Holdings, Inc. 7189¥783m0.0%both reports
J-LEASE CO.,LTD. 7187¥392m0.0%both reports
The Miyazaki Taiyo Bank,Ltd. 8560¥257m0.0%both reports
The Minami-Nippon Bank,Ltd. 8554¥174m0.0%both reports
TOMATO BANK,LTD. 8542¥113m0.0%both reports
THE BANK OF KOCHI,LTD 8416¥105m0.0%both reports
Tokio Marine Holdings, Inc. 8766¥87m-60.0%stated
Sompo Holdings, Inc. 8630¥69m-26.7%stated
THE TOWA BANK,LTD. 8558¥63m0.0%both reports

Held by: Nishi-Nippon Financial Holdings, Inc. 7189, The Minami-Nippon Bank,Ltd. 8554, The Miyazaki Taiyo Bank,Ltd. 8560, Giken Holdings Co., Ltd. 1443, THE TOWA BANK,LTD. 8558, THE BANK OF KOCHI,LTD 8416, TOMATO BANK,LTD. 8542, FUJITSU LIMITED 6702, KYUSHU LEASING SERVICE CO.,LTD. 8596, ALSOK CO.,LTD. 2331, SIOS Corporation 3744, J-LEASE CO.,LTD. 7187 and 2 more

Purposes, all holdings and mutual flags via /v1/companies/8559/cross-holdings. Share changes include stock splits.

Major shareholders

As of fiscal year end 2026-03-31
ShareholderSharesRatio
株式会社西日本シティ銀行3,146,00029.15%
株式会社整理回収機構900,0008.33%
豊和銀行従業員持株会371,0003.44%
大和証券株式会社263,0002.44%
九州総合信用株式会社219,0002.03%
individual holder171,0001.59%
株式会社福岡銀行160,0001.48%
株式会社南日本銀行145,0001.34%
株式会社宮崎太陽銀行144,0001.33%
株式会社日本カストディ銀行(信託口)137,0001.27%

Get this as JSON

GET /v1/companies/8559
GET /v1/companies/8559/financials
GET /v1/companies/8559/details
GET /v1/companies/8559/segments
GET /v1/companies/8559/voting
GET /v1/companies/8559/tender-offers
GET /v1/companies/8559/indicators
GET /v1/companies/8559/earnings-releases
GET /v1/events?ticker=8559
GET /v1/companies/8559/trades         
GET /v1/companies/8559/cross-holdings 
GET /v1/companies/8559/brief

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