Aozora Bank, Ltd.
8304株式会社あおぞら銀行
Latest half-year results
First half · fiscal year to 2026-03 · filed 2025-11-27For the first half of the fiscal year to 2026-03: Revenue ¥117.1 billion (+1.8% YoY), Ordinary income ¥15.4 billion (+53.9% YoY), Net income ¥13.6 billion (+14.2% YoY).
| This period | Year on year | |
|---|---|---|
| Revenue | ¥117.1bn | +1.8% |
| Ordinary profit | ¥15.4bn | +53.9% |
| Net profit to owners | ¥13.6bn | +14.2% |
From the securities report on EDINET, which states no forecast. History via /v1/companies/8304/earnings-releases.
Financials
Japan GAAP · consolidated · fiscal year to 2026-03-31- Revenue
- ¥242.3bn
- Net income
- ¥25.7bn
- ROE
- 5.5%
- Equity ratio
- 5.6%
- Dividend / share
- ¥91
- Employees
- 2,515
| Fiscal year | Revenue | Net income | Total assets | Net assets | ROE | EPS | Operating CF |
|---|---|---|---|---|---|---|---|
| 2026-03-31 | ¥242.3bn | ¥25.7bn | ¥8,601.7bn | ¥491.6bn | 5.5% | ¥185.75 | ¥132.6bn |
| 2025-03-31 | ¥231.5bn | ¥20.5bn | ¥7,762.4bn | ¥459.7bn | 4.9% | ¥154.26 | −¥56.9bn |
| 2024-03-31 | ¥246.3bn | −¥49.9bn | ¥7,603.0bn | ¥391.1bn | — | ¥-427.22 | ¥133.9bn |
| 2023-03-31 | ¥183.3bn | ¥8.7bn | ¥7,184.1bn | ¥431.1bn | 1.9% | ¥74.67 | −¥61.4bn |
| 2022-03-31 | ¥134.7bn | ¥35.0bn | ¥6,728.7bn | ¥487.3bn | 7.1% | ¥299.81 | ¥253.9bn |
Indicators
Computed by us from filings · fiscal year to 2026-03-31| Metric | Value | Percentile among listed companies |
|---|---|---|
| ROE, % | 5.53 | 28.4 |
| Ordinary margin | 0.1122 | 72.8 |
| Equity ratio, % | 5.6 | 2.6 |
| Revenue growth | 0.0469 | 48.3 |
| Net income growth | 0.2528 | 61.1 |
| Operating cash flow / assets | 0.0154 | 21.7 |
Results wording balance: +1.00. Proprietary text method; it describes the wording only and does not interpret context.
Via /v1/companies/8304/indicators. Descriptive figures, not a rating and not investment advice.
From other filings
As the company states themSegments, votes and tender offers
Stated in EDINET filings/v1/companies/8304/votingOwnership changes
All companies →- 2026-10-21
Sumitomo Mitsui Trust Asset Management Co.,Ltd. cut holdings in Aozora Bank, Ltd. (8304) to 4.01% from 5.01%, below the 5% threshold.
- 2026-08-20
Sumitomo Mitsui Trust Asset Management Co.,Ltd. disclosed a 5.01% stake in Aozora Bank, Ltd. (8304), crossing the 5% reporting threshold.
- 2026-07-23
Nomura Securities Co.,Ltd. raised holdings in Aozora Bank, Ltd. (8304) to 5.21% from 5.13%.
- 2026-07-07
Nomura Securities Co.,Ltd. disclosed a 5.13% stake in Aozora Bank, Ltd. (8304), crossing the 5% reporting threshold.
- 2025-07-04
Morgan Stanley MUFG Securities Co., Ltd. cut holdings in Aozora Bank, Ltd. (8304) to 4.17% from 5.40%, below the 5% threshold.
- 2025-06-19
Morgan Stanley MUFG Securities Co., Ltd. reduced holdings in Aozora Bank, Ltd. (8304) to 5.40% from 5.55%.
- 2025-06-05
Morgan Stanley MUFG Securities Co., Ltd. raised holdings in Aozora Bank, Ltd. (8304) to 5.55% from 5.16%.
- 2025-05-21
Morgan Stanley MUFG Securities Co., Ltd. disclosed a 5.16% stake in Aozora Bank, Ltd. (8304), crossing the 5% reporting threshold.
- 2024-11-07
Nomura Securities Co.,Ltd. cut holdings in Aozora Bank, Ltd. (8304) to 4.46% from 5.09%, below the 5% threshold.
- 2024-09-06
Nomura Securities Co.,Ltd. disclosed a 5.09% stake in Aozora Bank, Ltd. (8304), crossing the 5% reporting threshold.
Trades by 5% holders
From the 60-day trade tables in 5% reports| Holder | Period | Net shares | Net % of shares | Avg. filed price | Range |
|---|---|---|---|---|---|
| 大和アセットマネジメント株式会社 | 2024-04-15 – 2024-08-07 | +11,700 | −0.01pt | ¥2,443.79 | ¥2,198–2,666 |
| 大和証券株式会社 | 2024-04-15 – 2024-08-07 | +45,300 | +0.05pt | ¥2,464.28 | ¥2,199–2,667 |
| 株式会社大和証券グループ本社 | 2024-06-11 – 2024-08-07 | +33,056,300 | +24.43pt | ¥2,415.5 | ¥2,416–2,416 |
| individual filer | 2024-02-02 – 2024-06-24 | +1,837,700 | +1.56pt | — | — |
| 株式会社シティインデックスイレブンス | 2024-02-06 – 2024-05-13 | +3,524,100 | +2.98pt | — | — |
Net shares and the average are our calculations. Prices are filed prices as stated by the filer, mostly for off-market trades; they are not market prices. Stock lending, custody transfers and option exercises are excluded from net shares. Every row via /v1/companies/8304/trades.
5% filings
Large shareholding reports on 8304| Filed | Filer | Stake | Change | Stated purpose |
|---|---|---|---|---|
| 2026-10-21 | Sumitomo Mitsui Trust Asset Management Co.,Ltd. | 4.01% | −1.00pt | — |
| 2026-08-20 | Sumitomo Mitsui Trust Asset Management Co.,Ltd. | 5.01% | — | — |
| 2026-07-23 | Nomura Securities Co.,Ltd. | 5.21% | +0.08pt | — |
| 2026-07-07 | Nomura Securities Co.,Ltd. | 5.13% | — | — |
| 2025-07-04 | Morgan Stanley MUFG Securities Co., Ltd. | 4.17% | −1.23pt | — |
| 2025-06-19 | Morgan Stanley MUFG Securities Co., Ltd. | 5.40% | −0.15pt | — |
| 2025-06-05 | Morgan Stanley MUFG Securities Co., Ltd. | 5.55% | +0.39pt | — |
| 2025-05-21 | Morgan Stanley MUFG Securities Co., Ltd. | 5.16% | — | — |
| 2024-11-07 | Nomura Securities Co.,Ltd. | 4.46% | −0.63pt | — |
| 2024-09-06 | Nomura Securities Co.,Ltd. | 5.09% | — | — |
Cross-shareholdings
From the annual report's status of shareholdings- Listed strategic holdings
- 74 issues
- Book value
- ¥30.4bn
- Sold in the year
- ¥2.8bn 8 issues
- Bought in the year
- ¥4.1bn 36 issues
- Mutual, both reports
- 0
- Held by listed cos.
- 2
| Holds | Book value | Shares vs. prior year | Mutual |
|---|---|---|---|
| AEON Co.,Ltd. 8267 | ¥2,826m | +200.0% | no |
| SoftBank Corp. 9434 | ¥1,427m | 0.0% | no |
| Premium Group Co., Ltd. 7199 | ¥1,293m | 0.0% | no |
| The Nanto Bank,Ltd. 8367 | ¥1,071m | 0.0% | no |
| 株式会社 八十二長野銀行（注）３ | ¥1,053m | +72.6% | no |
| NIPPON KANZAI Holdings Co.,Ltd. 9347 | ¥1,027m | 0.0% | no |
| THE SHIGA BANK,LTD. 8366 | ¥999m | 0.0% | no |
| Yamaguchi Finacial Group,Inc. 8418 | ¥952m | +25.8% | no |
| The Ogaki Kyoritsu Bank, Ltd. 8361 | ¥940m | 0.0% | no |
| Mebuki Financial Group,Inc. 7167 | ¥870m | -33.3% | no |
Held by: Shinkin Central Bank 8421, THE TAIKO BANK,LTD. 8537
Purposes, all holdings and mutual flags via /v1/companies/8304/cross-holdings. Share changes include stock splits.
Major shareholders
As of fiscal year end 2026-03-31| Shareholder | Shares | Ratio |
|---|---|---|
| 株式会社大和証券グループ本社 | 33,056,000 | 23.88% |
| 日本マスタートラスト信託銀行株式会社（信託口） | 15,081,000 | 10.89% |
| 野村信託銀行株式会社 | 6,905,000 | 4.98% |
| 株式会社日本カストディ銀行（信託口） | 2,646,000 | 1.91% |
| JP MORGAN CHASE BANK 385781 | 1,416,000 | 1.02% |
| STATE STREET BANK AND TRUST COMPANY 5051001 | 1,412,000 | 1.02% |
| モルガン・スタンレーMUFG証券株式会社 | 986,000 | 0.71% |
| MORGAN STANLEY & CO. LLC | 915,000 | 0.66% |
| 松井証券株式会社 | 758,000 | 0.54% |
| ISHARES CORE MSCI EAFE ETF | 747,000 | 0.54% |
U.S. funds holding 8304
SEC Form N-PORT, reports to 2026-07-3167 U.S. funds held 8,605,956 shares worth $158.8m.
| Fund | Shares | Value | % of fund | As of |
|---|---|---|---|---|
| VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND VANGUARD STAR FUNDS | 1,400,445 | $26.6m | 0.004% | 2026-07-31 |
| VANGUARD DEVELOPED MARKETS INDEX FUND VANGUARD TAX-MANAGED FUNDS | 961,700 | $16.1m | 0.005% | 2026-06-30 |
| iShares Core MSCI EAFE ETF iShares Trust | 793,600 | $15.1m | 0.008% | 2026-07-31 |
| Goldman Sachs International Small Cap Insights Fund Goldman Sachs Trust | 771,600 | $14.6m | 0.205% | 2026-07-31 |
| Goldman Sachs International Equity Insights Fund Goldman Sachs Trust | 593,200 | $11.3m | 0.161% | 2026-07-31 |
Up to 25 funds per stock via the API.
Get this as JSON
GET /v1/companies/8304
GET /v1/companies/8304/financials
GET /v1/companies/8304/details
GET /v1/companies/8304/segments
GET /v1/companies/8304/voting
GET /v1/companies/8304/tender-offers
GET /v1/companies/8304/indicators
GET /v1/companies/8304/earnings-releases
GET /v1/events?ticker=8304
GET /v1/companies/8304/trades
GET /v1/companies/8304/cross-holdings
GET /v1/companies/8304/brief