Other Financing Business · Fiscal year end Mar 31

Credit Saison Co.,Ltd.

8253

株式会社クレディセゾン

FIGI BBG000BGVW338253.T8253 JPCorp. no. 2013301002884

Financials

IFRS · consolidated · fiscal year to 2026-03-31

Revenue: ¥472.8bn
Net income: ¥61.7bn
ROE: 8.4%
Equity ratio: 15.4%
Dividend / share: ¥130
Employees: 6,346

Revenue · ¥bn

Net income · ¥bn

Fiscal year	Revenue	Net income	Total assets	Net assets	ROE	EPS	Operating CF
2026-03-31	¥472.8bn	¥61.7bn	¥4,952.2bn	¥760.6bn	8.4%	¥425.13	−¥135.7bn
2025-03-31	¥422.8bn	¥66.4bn	¥4,671.1bn	¥705.7bn	9.4%	¥423.02	−¥249.2bn
2024-03-31	¥361.6bn	¥73.0bn	¥4,335.9bn	¥705.1bn	11.2%	¥453.08	−¥213.4bn
2023-03-31	¥322.6bn	¥43.6bn	¥3,896.1bn	¥598.3bn	7.5%	¥278.92	−¥130.1bn
2022-03-31	¥299.0bn	¥35.4bn	¥3,610.8bn	¥562.4bn	6.5%	¥226.35	−¥70.4bn

Indicators

Computed by us from filings · fiscal year to 2026-03-31

Metric	Value	Percentile among listed companies
ROE, %	8.42	48.7
Ordinary margin	0.1903	89.1
Equity ratio, %	15.36	5.4
Revenue growth	0.1181	73.9
Net income growth	-0.0703	30
Operating cash flow / assets	-0.0274	10.8

Policy-uncertainty measure0.35 Share of the report's text discussing policy-related uncertainty, by policy area. Proprietary text method.

Monetary 1 Regulation 1 Politics & geopolitics 1

Ownership activity 0 filer(s) stated they may make proposals in 365 days; 1 new 5% holder(s) in 180 days; net stake change −3.06pt in 90 days; 12.1% held by other listed companies.

Results wording balance: +1.00. Proprietary text method; it describes the wording only and does not interpret context.

Via /v1/companies/8253/indicators. Descriptive figures, not a rating and not investment advice.

From other filings

As the company states them

Bond ratings stated in filings: JCR AA- (2026-07-17, 第121回無担保社債); R&I A+ (2026-07-17, 第121回無担保社債). One bond's rating on that date, as the company stated it; it may have changed. The agencies' opinions, not ours. /v1/companies/8253/credit-ratings

Share buyback, report to —: ¥20.0bn acquired of a ¥20.0bn limit. /v1/companies/8253/buybacks

Internal control, 2026-06-16: see filing 上記の評価の結果、当事業年度末日時点(2026年3月31日)において、当社の財務報告に係る内部統制は有効であると判断いたしました。 Filing

Segments, votes and tender offers

Stated in EDINET filings

Latest voting result: 2026-06-17 · 剰余金処分の件 · passed. /v1/companies/8253/voting

Ownership changes

All companies →

2026-10-22

Decrease−1.97pt

Mizuho Bank,Ltd. reduced holdings in Credit Saison Co.,Ltd. (8253) to 5.63% from 7.60%.

S100Z99MFiler profile Original filing (PDF, Japanese)
2026-10-21

Decrease−1.09pt

Daiwa Securities Group Inc. reduced holdings in Credit Saison Co.,Ltd. (8253) to 7.09% from 8.18%.

S100Z8WGFiler profile Original filing (PDF, Japanese)
2026-06-05

New 5% stake

BlackRock Japan Co., Ltd. disclosed a 5.16% stake in Credit Saison Co.,Ltd. (8253), crossing the 5% reporting threshold.

S100Y8IQFiler profile Original filing (PDF, Japanese)
2026-06-05

Increase+1.06pt

Nomura Securities Co.,Ltd. raised holdings in Credit Saison Co.,Ltd. (8253) to 8.99% from 7.93%.

S100Y8V3Filer profile Original filing (PDF, Japanese)
2025-09-19

Decrease−0.55pt

Sumitomo Mitsui Trust Asset Management Co.,Ltd. reduced holdings in Credit Saison Co.,Ltd. (8253) to 5.58% from 6.13%.

S100WP9GFiler profile Original filing (PDF, Japanese)
2025-04-07

Below 5%−1.21pt

M&G Investment Management Limited cut holdings in Credit Saison Co.,Ltd. (8253) to 3.95% from 5.16%, below the 5% threshold.

S100VJTUFiler profile Original filing (PDF, Japanese)
2025-02-07

Decrease−1.05pt

M&G Investment Management Limited reduced holdings in Credit Saison Co.,Ltd. (8253) to 5.16% from 6.21%.

S100V6GGFiler profile Original filing (PDF, Japanese)
2024-09-06

Decrease−0.22pt

M&G Investment Management Limited reduced holdings in Credit Saison Co.,Ltd. (8253) to 6.21% from 6.43%.

S100UAFCFiler profile Original filing (PDF, Japanese)
2024-04-05

Decrease−0.45pt

Nomura Securities Co.,Ltd. reduced holdings in Credit Saison Co.,Ltd. (8253) to 7.93% from 8.38%.

S100T89YFiler profile Original filing (PDF, Japanese)
2023-12-22

Increase+1.48pt

Mizuho Bank,Ltd. raised holdings in Credit Saison Co.,Ltd. (8253) to 7.60% from 6.12%.

S100SID3Filer profile Original filing (PDF, Japanese)

Trades by 5% holders

From the 60-day trade tables in 5% reports

Bought SoldHover a dot for the trade

Holder	Period	Net shares	Net % of shares	Avg. filed price	Range
大和証券株式会社	2026-08-17 – 2026-10-15	+6,708	+0.01pt	¥4,493.99	¥4,172–4,740
株式会社大和証券グループ本社	2026-09-03 – 2026-10-15	-2,580,900	−1.61pt	—	—
大和アセットマネジメント株式会社	2026-08-17 – 2026-10-14	-63,300	−0.06pt	¥4,581.02	¥4,250–4,742
株式会社シティインデックスイレブンス	2022-02-09 – 2022-10-11	+2,398,500	+1.30pt	—	—

Net shares and the average are our calculations. Prices are filed prices as stated by the filer, mostly for off-market trades; they are not market prices. Stock lending, custody transfers and option exercises are excluded from net shares. Every row via /v1/companies/8253/trades.

5% filings

Large shareholding reports on 8253

Filed	Filer	Stake	Change	Stated purpose
2026-10-22	Mizuho Bank,Ltd.	5.63%	−1.97pt	—
2026-10-21	Daiwa Securities Group Inc.	7.09%	−1.09pt	business alliance
2026-06-05	BlackRock Japan Co., Ltd.	5.16%	—	pure investment
2026-06-05	Nomura Securities Co.,Ltd.	8.99%	+1.06pt	—
2025-09-19	Sumitomo Mitsui Trust Asset Management Co.,Ltd.	5.58%	−0.55pt	—
2025-04-07	M&G Investment Management Limited	3.95%	−1.21pt	pure investment
2025-02-07	M&G Investment Management Limited	5.16%	−1.05pt	pure investment
2024-09-06	M&G Investment Management Limited	6.21%	−0.22pt	pure investment
2024-04-05	Nomura Securities Co.,Ltd.	7.93%	−0.45pt	—
2023-12-22	Mizuho Bank,Ltd.	7.60%	+1.48pt	—

Cross-shareholdings

From the annual report's status of shareholdings

Listed strategic holdings: 13 issues
Book value: ¥35.1bn
Sold in the year: ¥11.5bn 6 issues
Bought in the year: — — issues
Mutual, both reports: 9
Held by listed cos.: 14

Holds	Book value	Shares vs. prior year	Mutual
Mitsui Fudosan Co., Ltd. 8801	¥8,860m	0.0%	both reports
SEIBU HOLDINGS INC. 9024	¥6,365m	0.0%	both reports
Takashimaya Company,Limited 8233	¥6,210m	0.0%	both reports
Daiwa Securities Group Inc. 8601	¥5,731m	0.0%	both reports
Mizuho Financial Group, Inc. 8411	¥2,777m	0.0%	both reports
Sumitomo Mitsui Financial Group, Inc. 8316	¥1,288m	0.0%	no
Ten Lifestyle Group PLC	¥1,098m	0.0%	no
Digital Garage, Inc. 4819	¥931m	0.0%	no
Sompo Holdings, Inc. 8630	¥613m	0.0%	both reports
No.1 Co.,Ltd 3562	¥561m	0.0%	no

Held by: Daiwa Securities Group Inc. 8601, Suruga Bank Ltd. 8358, Mizuho Financial Group, Inc. 8411, Mitsui Fudosan Co., Ltd. 8801, Takashimaya Company,Limited 8233, RYOHIN KEIKAKU CO.,LTD. 7453, SEIBU HOLDINGS INC. 9024, Sompo Holdings, Inc. 8630, OTSUKA CORPORATION 4768, FUJITSU LIMITED 6702, ALSOK CO.,LTD. 2331, Seven & i Holdings Co., Ltd. 3382 and 2 more

Purposes, all holdings and mutual flags via /v1/companies/8253/cross-holdings. Share changes include stock splits.

Major shareholders

As of fiscal year end 2026-03-31

Shareholder	Shares	Ratio
日本マスタートラスト信託銀行㈱（信託口）	35,607,000	24.56%
㈱日本カストディ銀行（信託口）	16,478,000	11.37%
㈱大和証券グループ本社	8,050,000	5.55%
スルガ銀行㈱	7,497,000	5.17%
STATE STREET BANK AND TRUST COMPANY 505301	3,810,000	2.63%
STATE STREET BANK AND TRUST COMPANY 505001	3,346,000	2.31%
HSBC-FUND SERVICES HSBC - 006 MF EFM	3,150,000	2.17%
㈱みずほ銀行	3,000,000	2.07%
JPモルガン証券株式会社	2,219,000	1.53%
individual holder	1,700,000	1.17%

U.S. funds holding 8253

SEC Form N-PORT, reports to 2026-07-31

85 U.S. funds held 14,701,708 shares worth $405.5m.

Fund	Shares	Value	% of fund	As of
VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND VANGUARD STAR FUNDS	1,667,585	$47.2m	0.007%	2026-07-31
VANGUARD DEVELOPED MARKETS INDEX FUND VANGUARD TAX-MANAGED FUNDS	1,141,353	$31.2m	0.010%	2026-06-30
Goldman Sachs International Small Cap Insights Fund Goldman Sachs Trust	968,000	$27.4m	0.384%	2026-07-31
iShares Core MSCI EAFE ETF iShares Trust	938,100	$26.6m	0.014%	2026-07-31
Victory Trivalent International Small-Cap Fund Victory Portfolios	969,000	$26.5m	0.567%	2026-06-30

Up to 25 funds per stock via the API.

Get this as JSON

GET /v1/companies/8253
GET /v1/companies/8253/financials
GET /v1/companies/8253/details
GET /v1/companies/8253/segments
GET /v1/companies/8253/voting
GET /v1/companies/8253/tender-offers
GET /v1/companies/8253/indicators
GET /v1/companies/8253/earnings-releases
GET /v1/events?ticker=8253
GET /v1/companies/8253/trades         
GET /v1/companies/8253/cross-holdings 
GET /v1/companies/8253/brief

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